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Agreements 
By checking I AGREE to here by grant permission for Market Mortgage Capital, Inc to obtain all information deemed necessary to process your mortgage loan application. This information includes, but is not limited to, your past and present employment status, your deposit accounts, your past and present consumer credit record, your mortgage record and/or your rental record.
               I AGREE to the Credit Check Authorization
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To help government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: As part of applying for your mortgage loan, we will ask for your name, address, date of birth, and other information that will allow Market Mortgage Capital, Inc to identify you. We may also ask to see your driver’s license or other identifying documents.
               I AGREE to the Patriot Act
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By applying for a loan, we ask you to agree to accept all applicable disclosures associated with this transaction, in an electronic form, including disclosures required by the Truth in Lending Act, Real Estate Settlement Procedures Act and Equal Credit Opportunity Act. Paper copies will be provided for certain real estate related transaction after your loan application is received.
               I AGREE to the Electronic Disclosure Authorization
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We may use the information we collect from you for the following purpose: For our everyday business purposes – such as, to process your transaction. Where permitted by law, for marketing and promotional purposes. For example, we may use your information, such as your email address, to email you news and newsletters, special offers, upcoming events and promotions, or to otherwise contact you about products or information we think may interest you. We DO NOT share your information for non-affiliates to market to you.
               I AGREE to the following Collection and Use of Information
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I understand that any misrepresentation of occupancy of the subject property for the loan for which I/we are applying is considered mortgage fraud. I are aware of and understand that if at any time it is determined the occupancy statement is misrepresented, I will be subject to prosecution for mortgage fraud under applicable State and Federal law.
               I UNDERSTAND misrepresentation is mortgage fraud and I will be subject to prosecution 

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