DeeDee is a professional who is truly looking out for her clients best interest. While we had been approved with one lender, She found another lender who's criteria had loosened to work with borrowers like us, and she recommended we switch to save on interest, payment, and closing costs. This created more work for her. We would not have known the difference. But that is the definition of integrity- DeeDee did what was best for her client to give us the best outcome. We are very pleased!

Christopher Cooley

I just refinanced my mortgage and worked with Adella "DeeDee" Ruggles. She was absolutely wonderful to work with! DeeDee surpassed my expectations when it comes to good customer service. She took her time to explain things in a clear manner, and always responded promptly. I would not and will not hesitate to recommend DeeDee to my friends and family in the future.

Davide Valenti

"What an amazing experience! Chris was very professional and efficient from day 1. We were able to get everything complete over the phone and through email. This is our first time buying a home so we had no clue what the process was but Chris was patient with us and helped us get through it."

Cardenas Family

Chris, I Just wanted to let you know how appreciative I am of you helping my daughter arrange the financing for the condo in Scottsdale. I have worked with other lenders in the past and you are definitely one of the best.

Mary Jo Longyear

“I’ve been a mortgage broker for 15 years, but I am not licensed in AZ, so I had to shop for a mortgage for my home here. I shopped about 3-4 banks and 4-5 brokers and ended up choosing to work with Chris Smith and Market Mortgage Capital. He beat the rates of everyone else quite easily and we got right to work. I admit I probably drove him a bit crazy with the process as I know all the aspects of it and have my own process I follow. Chris was super understanding. His team was great to work with as well. Everything went as smoothly and as quickly as possible, and honestly he taught me a few things I can do better throughout it. I would highly recommend not wasting the time and pain of shopping around for mortgages and just going right with Chris Smith and Marker Mortgage Capital.”

Cameron Dietrich

Working with Chris to get my home refinanced was exceptional from beginning to end. He explained things very thoroughly and made sure any questions my wife or I had were answered. Our experience with Chris and Market Mortgage Capital were great and I will definitely refer others. Thank you Chris.

Micah McElrath

Chris was a pleasure to work with. Very knowledgeable, professional, and responsive. I got a great rate on my first home. Best of all he made the whole process very easy and explained everything thoroughly.

Claudia Antillon

Thank You Market Mortgage Capital!. The transition from renting to owning our own home was effortless with your assistance. We are grateful and you are a ARDENT worker---Thanks so Much

Dennis and Beverly McGinnis

What an awesome experience it was working with Chris and Market Mortgage Capital. We loved his attention to detail, keeping us in the loop on every step along the way and making our refinance a smooth transaction from start to finish. We will definitely send referrals your way.

Jimmy and Alicia Scott

It was a pleasure working with Chris at Market Mortgage Capital. Chris was responsive to all of my questions and very knowledgeable. I felt very comfortable and confident that I made the right decision to refinance my mortgage. The process was explained clearly and he was very straightforward as this was a very important to me because I wasn't sure if I was making the right decision. Thank you again for all of your help

Paula Chavez

I just wanted to say thank you for helping us finance our home. From the first meeting to closing on our home, Market Mortgage Capital was awesome. It just felt right, stress free and very genuine and good feel. It was a great experience.

Luis Serrano

Thank you for the great experience in this transition. It was above and beyond all of the other purchases we've made in OUR LIFE TME. You really stand out and make a great team! This is what unforgettable moments are about. It shows in your actions that you care dearly about building a relationship with our clients.

Jerry De La Rosa

Market Mortgage Capital is professional, knowledgeable, and efficient. Our transaction was completed smoothly and within 15 days. They gave us a complete overview and detailed information, which made decision making easy and fast. It is a comforting feeling to have a financial partner you can trust 100%. Without hesitation I would recommend MMC.

Heather Hanks

In less than 4 weeks, and without an appraisal, we closed the loan at an interest rate significantly lower than the other bids. MMC was nice, fast and affordable. Also within days, Market Mortgage Capital was able to do a purchase loan for me on one of the investment properties with the best competitive rate . I will send more contacts to MMC.

Charles Kirkland
Phoenix, AZ

"What an amazing experience I had with Market Mortgage Capital on my personal home purchase. Being a Real Estate professional I can appreciate the personal level of service, communication & regular updates during the transaction. Market Mortgage Capital had the lowest rates, fees and were able to close my transaction in just 3 weeks. Thanks again for your professionalism!"

Jerry Oliver II, Realtor
Phoenix, AZ

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